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Selling a house with a conventional real estate agent isn't so cut-and-dried: Included expenses include a typical commission of about 6%, and depending on the state, closing expenses that can range from 2% to 5% of the purchase cost. Sellers need to pay for repairs, too, and while the home is on the marketplace, they're stuck paying the home mortgage and other expenses.

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For most house owners, this path is the very best way to bring leading dollar for their house especially in today's property market. Put simply, there are fewer homes on the market today, so competitors is high and lots of sellers are generating deals. Most of the times, settling for a lower rate from a financier simply doesn't make good sense.

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